Plan B- Your alternate income or emergency Fund

If one has an emergency fund or any other income source; he or she can always pull savings from and can rely on for a while? Job world is becoming more complex and maintaining personal finance with one source of income is becoming tougher. Initially one might be happy when he or she gets a job. But […]
Financial Planning So Different from Investment Advice

Financial planning and investment advisory are the two different services of the same industry, as like a relation between an architect and a builder / a doctor and a chemist: Both the services are important but are independent to each other.There is a massive shift happening in the personal financial industry. People however, at a […]
Talking Money Matters with Children

Some parents in India do not feel necessary or in fact avoid taking money matters with their children, waiting for enough maturity in them to discuss the subject. No doubt that this is a very sensible matter for discussion at an early age, but it does not mean that is to be ignored during the […]
Happiness links to financial planning

Happiness has a special function. When our moods are elevated and we are confident or are in proper discipline, dopamine, a neuro-chemical that makes us happy, is released in our brains. Moments when we feel positive and confident are also the moments when our brains are most capable of adapting to changes in the world […]
Greed might keep you Poor

Not content with whatever one is blessed in life, some people look for maximum things they could have to make life even better. The hunt for latest Smartphone, The upgraded car. The bigger house. The 80 inch flat screen TV can lead to crippling credit card debt, loans that cannot be paid back or eventual […]
Will or Living Trust Might Get Away Future Money Disputes

Inheriting property might bring bitter relations within family members. Very few people handle everything smoothly, after parents leave back properties without proper distribution between family members. But after parents, there are various reasons which might develop difference in opinions and can raise long-dormant relationships issues and revive old jealousies and resentments within offsprings. If members […]