- Up to 100% of your first year premium is offered to distributors or agents as commission, which is why they get pushy.
- If you don’t pay the 2nd year premium you lose your entire investment.
- If you pay for 5 years and don’t pay the 6th, you lose half of your money.
- After you pay off the entire term, the return you get is only 4-5 % a year.
- And the worst is that the death cover these policies carry is not sufficient for a good life cover.
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